What We Do

At The Champlin Agency, we help you stay protected and set up for success, so that you can focus on what you do best - running your own business...

…We do our job so you can do yours.

Making decisions around Insurance and Finances can be daunting. We get it. We are passionate about helping local businesses and farms to understand what risks they face and how to best protect themselves, as well as leveraging any opportunities we find to help them thrive even more. 

As your partner (not just a vendor), we get to know you so that we understand you, your business, your needs, and your potential opportunities. This is how we educate you on what’s possible and help set you up for protection and success. 

We work with a wide range of local businesses, from contractors to goat farmers, coffee shop owners to wholesale nurseries. Some clients are just starting their businesses, and some have been established for many generations. 

We specialize in working with clients that are intimidated or overwhelmed by their businesses and/or all the possibilities there are with risk management and finances. We pride ourselves on being a welcoming, affirming and supportive space for anyone who has felt unwelcome, unseen, or intimidated in the process of considering and securing insurance, benefits and financial decisions.

We consider ourselves a member of your team. We’re not just your agents, we’re your partners. You can call us anytime something comes up. Our goal is to establish long-term relationships with businesses so that they know they can rely on us throughout the life of their business and beyond. 

“Thea has made the daunting process of getting good insurance as painless and stress-free as possible. She is a terrific communicator and I love the fact that I can speak directly with my agent anytime rather than having to go through a big office. ”

What you can expect from us:

  • We are approachable - We know insurance and financial planning is daunting, which is why we are passionate about helping people who feel intimidated by these necessities of running a business. We don’t expect you to be an expert, that’s what we’re here for. Every question is a welcome question. 

  • We are your partner - We consider ourselves a member of your trusted team of experts that support you and keep your business thriving. We are also your go-to contact once you sign on with us (not a toll-free number).

  • You will feel educated & empowered - We provide clear and practical information to help you feel educated and capable of making empowering decisions for yourself and your business. 

  • We work around your needs - We understand that running a business is complex - we are flexible and able to work around your unique schedule and needs.

how it works

Here is the process we go through to begin our work together:

  • Have a free 20-minute phone consult to discuss your needs, questions and get an understanding of how the process works

  • Free Comprehensive Professional Review of your needs and liabilities over a series of hour-long meetings (number of meetings dependent on business size and individual needs):

    • Meetings Phase 1: Discovery 

      • Understanding your business, your property, your unique needs 

      • Looking at how you’re currently covered

      • Uncovering opportunities to leverage growth

    • Meetings Phase 2: Explore

      • Discussing the opportunities and solutions that exist for you

      • Making adjustments to meet your wants

    • Meetings Phase 3: Implement

      • Should you decide to move forward, we will implement any final adjustments and get you set up!

  • Once you’re set up, we will remain your primary contact. We will be your first call when you need something and are always happy to answer questions that come up along the way. Customer Service numbers are also available, should you need assistance outside of regular business hours.

  • Annual - bi/annual reviews are offered so we can ensure your coverages are up to date and working as intended. This is also a great opportunity to continue uncovering opportunities to leverage growth.

some of the solutions that might support your needs:

  • General Liability

  • Business Property

  • Farm and Agritainment

  • Auto

  • Homeowner

  • Umbrella

  • Workers Comp

  • Life Insurance

  • Annuities 

  • Estate Planning

  • Succession Planning

  • Retirement Planning

  • Defined Benefit Plans

  • Disability and Long-Term Care

These are just some of the solutions we incorporate to help you have a thriving business. In addition to solutions that we can provide as agents, we also help guide clients on elements of planning where they may work with other professionals. We are here to look at the big picture and be your partner alongside the rest of your team, not just focus on the things that are in our wheelhouse.

  • “It was a scary thought for me to switch insurance - I had been with the same company for so many years. Thea made the process easy as she knows her products so well. Never did it feel like she was trying to sell us insurance, rather it was a conversation to make sure we are covered correctly. Not only did she save us money, but we now also have the peace of mind knowing that we have the right insurance coverage for our home, auto and farm.”
    - Owner of Noisy Acres Farm

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Frequently Asked Questions

With risk management and financial consulting, there are inevitably questions. That’s why you hire someone like us, but we want to address some of the initial questions you might have. Click on any of the below to read the answer.